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  1. Oregon ranchers Larry and Amanda Anderson received a letter from the Oregon Department of Fish & Wildlife asking permission to survey their land to track the foothill yellow-legged frog, a nearly endangered species.

    The ODF&W letter of request:


    The Anderson’s response:


    Dear Mr. Niemela:

    Thank you for your inquiry regarding accessing our property to survey for the yellow-legged frog. We may be able to help you out with this matter.

    We have divided our 2.26 acres into 75 equal survey units with a draw tag for each unit. Application fees are only $8.00 per unit after you purchase the “Frog Survey License” ($120.00 resident / $180.00 Non-Resident). You will also need to obtain a “Frog Habitat” parking permit ($10.00 per vehicle). You will also need an “Invasive Species” stamp ($15.00 for the first vehicle and $5.00 for each add’l vehicle) You will also want to register at the Check Station to have your vehicle inspected for non-native plant life prior to entering our property. There is also a Day Use fee, $5.00 per vehicle.

    If you are successful in the Draw you will be notified two weeks in advance so you can make necessary plans and purchase your “Creek Habitat” stamp. ($18.00 Resident / $140.00 Non-Resident). Survey units open between 8am and 3pm but you cannot commence survey until 9am and must cease all survey activity by 1pm.

    Survey Gear can only include a net with a 2″ diameter made of 100% organic cotton netting with no longer than an 18″ handle, non-weighted and no deeper than 6′ from net frame to bottom of net. Handles can only be made of BPA-free plastics or wooden handles. After 1pm you can use a net with a 3″ diameter if you purchase the “Frog Net Endorsement” ($75.00 Resident / $250 Non-Resident). Any frogs captured that are released will need to be released with an approved release device back into the environment unharmed.

    As of June 1, we are offering draw tags for our “Premium Survey” units and application is again only $8.00 per application. However, all fees can be waived if you can verify Native Indian Tribal rights and status.

    You will also need to provide evidence of successful completion of “Frog Surveys and You” comprehensive course on frog identification, safe handling practices, and self-defense strategies for frog attacks. This course is offered online through an accredited program for a nominal fee of $750.00.

    Please let us know if we can be of assistance to you. Otherwise, we decline your access to our property but appreciate your inquiry.

    Larry & Amanda Anderson


    The Anderson’s letter:


  2. Put together the bible canon, came up with the name Jehovah. Spread the basic Christian message across the globe. Got rid of all the false gods of the Roman empire and gods of other nations As well. When you consider they did this without God to help them along through divine direction all these centuries. I think they did a pretty good job. So tell me again why God hates Christendom so much?

  3. Michael Krewson
    Latest Entry

    Everyone seems to want MORE car lanes on the highway



  4. No flight ever leaves on time unless you are running late and need the delay to make the flight.

    If you are running late for a flight, it will depart from the farthest gate in the terminal.

    If you arrive very early for a flight, it inevitably will be delayed.

    Flights never leave from Gate #1 at any terminal in the world.

    If you must work on your flight, you will experience turbulence just as soon as you touch pen to paper.

    If you are assigned a middle seat, you can determine who has the seats on the aisle and the window while you are still in the boarding area. Just look for the two largest passengers.

    Only passengers seated in window seats ever have to get up to go to the washroom.

    The crying baby on board your flight is always seated next to you.

    The best-looking woman on your flight is never seated next to you.

    The less carry-on luggage space available on an aircraft, the more carry-on luggage passengers will bring aboard

  5. Before understanding the different types of mutual funds and ETFs, you need to understand market cap. Market capitalization is a quick way of determining how large a company is.
    To calculate market cap, take the share price and multiply it by the number of shares outstanding (meaning shares that anyone can buy). This will give you a dollar amount, which is the company’s market cap.
    Here are the most common names you’ll see, as well as their corresponding market caps:

    • Large cap – $10-$100 billion
    • Mid cap – $2-$10 billion
    • Small cap – $250 million-$2 billion

    For example, let’s say Company A has a stock price of $10 and has 1 million shares outstanding. Their market cap would be:

    • $10 x 100,000,000 shares = $1,000,000,000

    So Company A has a market cap of $1 billion. According to the list above, this would make them a small-cap company.
    Mutual funds and ETFs will often categorize themselves by the size of companies that they invest in. For example, a large-cap ETF will hold stock in only large-cap companies.
    There are a few other types of market caps you may see, but not as often.

    They are: mega cap (> $100 billion), micro cap (< $250 million), and nano cap (usually <$50 million).

    Ideal asset allocation (and how to choose)

    One thing to consider is your own personal level of risk tolerance. Everyone’s asset allocation for stocks is going to be different based on the level of risk that they’re willing to take on.

    Here is the mix that I am currently investing with equities:

    Ticker ETF Name Indicative
    Equal Weight
    30% RSP Guggenheim S&P 500® Equal Weight ETF RSP.IV
    10% EWEM Guggenheim MSCI Emerging Markets Equal Country Weight ETF EWEM.IV
    30% EWMC Guggenheim S&P MidCap 400® Equal Weight ETF EWMC.IV
    30% EWSC Guggenheim S&P SmallCap 600® Equal Weight ETF EWSC.IV


    It’s important to know the difference between ETFs and mutual funds, as well as their strategies, before investing. Also, understanding market capitalization is crucial before choosing your own investment strategy.
    You will also want to make sure you’re comfortable with your asset allocation so you’re not too heavily weighted in one asset class. This will help you keep a well-balanced and diversified portfolio.



    This patented Intralox technology is capable of high-rate rejecting, merging, pass through applications, and selective diverting. This technology is the winner of the MHI 2014 Best New Innovation Award.

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