Even financially responsible people can fall on hard times. I found myself in a challenging situation when I lost my job in retail banking. I had emergency savings to fall back on, but I wasn't able to find another comparable position for several years after getting laid off.
I had to slowly chip away at my savings until the situation became dire. If you find yourself in a similar position where you simply don't have enough money to go around, here are a few tips from my own experience.
I have mixed feelings about wikis.... but I think they can be useful for collaboration.
If you have something (a topic or project) that you would like to see built... please add a record and see if someone else cares about the same idea.
Go ahead... give it a try:
Things most people don’t realize:
Just how much time and workload are involved in running a blog
That most blogs are abandoned within the first three months after starting — for precisely the above reason
That most monetized blogs don’t actually make money
That most reasonably ‘successful’ blogs are run by established PR companies
Check out the actual numbers:
The Internet contains some 980 million websites. Of that, roughly 100–180 million are blogs.
By Jeff Foxworthy:
If plastic water bottles are okay, but plastic bags are banned, — you might live in a nation (state) that was founded by geniuses but is run by idiots.
WE DO LIVE IN SUCH A DUMB COUNTRY!!
If you can get arrested for hunting or fishing without a license, but not for entering and remaining in the country illegally — you might live in a nation that was founded by geniuses but is run by idiots.
If you have to get your parents' permission to go on a field trip o
Spend the last 15 minutes of your day making a list of everything you need to do...for tomorrow. Just think about it: Why would you wait until the next day to jot down thoughts that are already on your mind?
Over the past 50 years, many studies of organizations and community change have attempted to identify the critical size needed for a tipping point, purely based on observation. These studies have speculated that tipping points can range anywhere between 10% and 40%.
The problem for scientists has been that real world social dynamics are complicated, and it isn’t possible to replay history in precisely the same way to accurately measure how outcomes would have been different if an activist g
Decrease your options so you can find what's important. That's what you'll get from this video. Your time and energy can either be invested in things that will serve you or destroy you. Most of us are knowledgable enough to know what's good for us and what's bad for us. The hard part is making the right decision. You have to have a reason that's bigger than you, to make the right choices. Find a way to do that and you'll no longer lack the discipline required to head in the direction of your bi
Our new .ORG logo seems to be taking the internet by storm.
I look forward to learning more about all your different .ORG's out there....
and hundreds of others.
Just as an example.... type your name or username on here such as "John Smith .org" into Google and you'll see our page show up.
Google is indexing our pages hourly now and since they are easily shareable to all of the social media we are gaining traction almost exponentially.
Authored by Mac Slavo via SHTFplan.com,
Daniel Ellsberg, the man who leaked the Pentagon papers which exposed the government’s lies during the Vietnam war is vocalizing a warning. He says the United States is really close to a nuclear Armageddon.
Ellsberg, now 86-years-old, leaked the Pentagon papers back in 1969 and he’s now got a new book out which serves a warning to those who care to listen.
According to the Daily Mail, Ellsberg’s 7,000-page report was the WikiLeaks disclosure
I created a rule of thumb for retirement called the F.T.I., or "F&*% This Index" -- once it's over 1000, you can tell your boss "F&*% This" and retire. :-)
It's your age times your net worth, divided by your yearly expenses. If you're married, you'd want to average your age with your spouse's age, and you'd want to subtract any known future expenditures from your net worth (most likely example would be college educations for your kids). Yearly expenses shouldn't include taxes o
I have recently become very interested in AT&T as a holding. Growing up near Boston I lived across the street from a very old switching house where I could hear the clicking of the switches as technicians worked to maintain the lines. I found this old film that shows just how far we came in the last century. Amazing to think how far this will go....
Bell Telephone Laboratories, Inc. On telephone developments, 1876-1940. Reel 1 shows items in the American Telephone Historical Libra
Chelsea Barabas talked about her recent article in Democracy journal on how employers and other entities are using so-called “big data,” as well as how the relationship between workers and technology is changing.
No flight ever leaves on time unless you are running late and need the delay to make the flight.
If you are running late for a flight, it will depart from the farthest gate in the terminal.
If you arrive very early for a flight, it inevitably will be delayed.
Flights never leave from Gate #1 at any terminal in the world.
If you must work on your flight, you will experience turbulence just as soon as you touch pen to paper.
If you are assigned a middle seat, you can determine who h
Are you a productive person? Have you ever wondered what makes one more productive than another? Unlike what most might think, being productive is not about one’s intellect or capability. Being productive is about practicing certain habits over others, such that you can get the most out of your days. Here are 50 Things Highly Productive People Do Differently
At age 5 his Father died.
At age 16 he quit school.
At age 17 he had already lost 4 jobs.
Between ages 18 & 22, he was a railroad conductor & failed.
He joined the army & washed out there.
He applied for law school he was rejected.
He became an insurance sales man & failed.
At age 20 his wife left him He became a cook & dishwasher in a small cafe.
At age 65 he retired. Decided to commit suicide, he had failed so much.
But, he reali