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  1. The People’s Bank of China (PBOC) released a three-year plan to strengthen the country’s financial technology sector. The central bank dubbed fintech the “new engine” of development in the financial industry and identified six key steps for China to engage.10Included among them involves using fintech to improve the quality of the country’s financial services and to strengthen financial risk prevention and control capabilities.11 Fintech continues to disrupt traditional financial services with more accessible, efficient and affordable products. But fintech is more than a product. It’s an ecosystem of digital tools designed to meet a multitude of needs across markets and industries. China’s stated commitment to a fintech ecosystem figures to have far-reaching implications. 10. The PBOC, “The People’s Bank of China issued the “FinTech Development Plan (2019-2021),” Aug 22, 2019. 11. Ibid.
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