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  1. Mic Drop
    https://www.cnbc.com/2021/12/17/jpmorgan-agrees-to-125-million-fine-for-letting-employees-use-whatsapp-to-evade-regulators.html? “While SEC officials said the $125 million penalty is its largest record-keeping fine to date, the bigger threat to JPMorgan may be reputational. By going after JPMorgan, the world’s biggest Wall Street firm by total revenue, the SEC has put the industry on notice.” $200m for 2018-2020. 2021Q3 net was $11.7b. Even if you add the other fines, the fines don’t move the needle. Executive crime wont slow down untill the fines can bankrupt the company or the executives face jailtime for breaking the law.
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