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      The McDonald's McGold Card is a food-redemption ticket that provides the owner with free, unlimited McDonald's for life. The existence of the card gained international attention after actor Rob Lowe flashed his on Jimmy Kimmel Live in 2015. Since then, it has been revealed that a range of VIPs and celebrities have their own version of the card - from Bill Gates to Warren Buffett. So how do 'normal' people go about getting one? Here are the details.
      When Rob Lowe appeared on Jimmy Kimmel Live with a golden McDonald's card last year, one big question remained: How could the Average Joe get his own card that granted him access to unlimited McDonald's? Not easily, a little sleuthing revealed.
      The first complication: Rob Lowe's Gold Card was not issued by McDonald's corporate office. Instead, it is from the owner of, and can only be used at, McDonald's franchises in Santa Barbara or Goleta, California.
      While Lowe says he received the Gold Card because his buddy's dad created the McMuffin, McDonald's confirmed to Business Insider that he in fact received the card from David Peterson — the buddy in question, who is now a McDonald's franchisee himself.
      Herb Peterson, who passed away in 2008, was a legendary force in the fast-food world. He debuted the first Egg McMuffin at the Santa Barbara McDonald's he co-owned with David in 1972. Peterson started his work with McDonald's as the vice president of the company's advertising firm, D'Arcy Advertising, and went on to become a franchisee and operator of six McDonald's locations.
      Today, David Peterson has carried on his father's legacy with the chain. Earlier this year, the franchises he runs in the Santa Barbara and Goleta areas became some of the first to launch "taste-crafted" sandwiches as part of the McDonald's turnaround plan, reports local news station KEYT.
      Peterson also wields the power to give out Gold Cards, granting the recipient free McDonald's at the locations he owns and operates. While Lowe is quite likely the most high-profile person to be awarded the card, he is not the first — just the first to brag about it on late-night TV.
      For example, Larry Crandell was awarded a Gold Card by Peterson on his 90th birthday, reports SantaBarbara.com. While the cards are nearly identical, unlike Lowe's card, Crandell's awarded him free McDonald's for life.
      Crandell is a bit of a celebrity in Santa Barbara, having reportedly helped raise millions of dollars for the community as a volunteer and expert emcee.
      In fact, McDonald's franchisees across the country appear to be more than happy to give local heroes free food with their own versions of the "Gold Card."  
      Warren Buffett told CNBC he had a McDonald's card that allowed him to order unlimited food for free in Omaha.
      Charles Ramsey, who ditched his half-eaten Big Mac to help rescue three kidnapped women in May 2013, was awarded free McDonald's at all locations for a year and unlimited McDonald's for the rest of his life at local Ohio restaurants.
      In March, Ottawa Senators goalie Andrew Hammond, nicknamed the Hamburglar, received a card that gave him free McDonald's for life from an Ottawa franchisee who, coincidentally, was also the father of Hammond's former coach.
      However, there are only two major confirmed stories of people in possession of cards granting them free, unlimited McDonald's anywhere in the country, or even the world.
      While on the campaign trail in 2012, Mitt Romney told a story of how his father had a "little pink card" that awarded him free McDonald's for life. McDonald's confirmed that founder Ray Kroc had given Romney the card, but did not have any record of the reason for the gift. However, the chain noted that Kroc was known to informally gift these Lifetime "Be Our Guest" cards to various people throughout the years.  
      https://www.lifehacker.com.au/2018/07/the-true-story-behind-mcdonalds-mysterious-mcgold-cards/?utm_source=quora&utm_medium=referral
    • By admin
      Just curious about the differences over the very long term (40 years)
      There are fees with sector ETF's.... but the diversification would mitigate the risk as well.
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      By Guest
      Albert Einstein once said:
      Warren Buffett understood it. It's how he built his fortune. He produced consistently great returns for a long period of time while spending very little. He made his money work for him.
       
      As you can see, his average return over 50 years is 21.6%. If you add in expenses and taxes, that return falls just a bit. But, because Buffett is very frugal, he's kept that number high - about 20%.
      Compounded, that's
      a 1.20^50 -1 = 909940% return.
      So, if Buffett started off with $1,000,000.00 in 1965, he would have $91B in 2015. However, if you add in his donations and personal taxes, that number falls to his current net worth of $66.7B.

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      Looking for a good explanation to share.
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      What are Dividends? 
    • By admin
      Hello guest! Please register or sign in (it's free) to view the hidden content. When Warren Buffett offers investing advice, everyone listens. The world’s greatest investor has never been shy about the strategies that have helped him amass a $72 billion net worth and grow his company, Berkshire Hathaway, into a juggernaut valued at over $212 billion. 
      But one thing he doesn’t do is encourage the average individual investor to try to mimic his success. The best advice he can give those investors, Buffett has said, is to do exactly the opposite. We’ve parsed through some of Buffett’s more popular insights on investing to come up with a few that apply to the average worker looking simply to invest for long-term, steady growth.
      1. The worst investment you can make over time: cash. 
      We always keep enough cash around so I feel very comfortable and don't worry about sleeping at night. But it's not because I like cash as an investment. Cash is a bad investment over time. But you always want to have enough so that nobody else can determine your future essentially. 
      2. Invest in a broad-based index fund that tracks the S&P 500. 
      If you are a professional and have confidence, then I would advocate lots of concentration. For everyone else, if it’s not your game, participate in total diversification. The economy will do fine over time. Make sure you don’t buy at the wrong price or the wrong time. That’s what most people should do, buy a cheap index fund, and slowly dollar cost average into it. If you try to be just a little bit smart, spending an hour a week investing, you’re liable to be really dumb.
      Recommended reading: “Common Sense on Mutual Funds: New Imperatives for the Intelligent Investor” by Vanguard founder Jack Bogle. Any investor in funds should read [Bogle’s books]. They have all you need to know.
      3. Invest in yourself. 
      “The best investment you can make is in your own abilities. Anything you can do to develop your own abilities or business is likely to be more productive.” 
      4. If you’re determined to pick stocks, don’t buy into a business you don’t understand. 
      [Individual investors] ought to think about what he or she understands. Let's just say they were going to put their whole family's net worth in a single business. Would that be a business they would consider? Or would they say, "Gee, I don't know enough about that business to go into it?" If so, they should go on to something else.... There are all kinds of businesses that [longtime partner and vice chairman of Berkshire Hathaway Charlie Munger] and I don't understand, but that doesn't cause us to stay up at night. It just means we go on to the next one, and that's what the individual investor should do.
      5. Focus on the competition as well. 
      [Buying stock in a company is] buying a piece of a business. If they were going to buy into a local service station or convenience store, what would they think about? They would think about the competition, the competitive position both of the industry and the specific location, the person they have running it and all that. 
      6. Invest for the long haul. 
      “If you aren’t willing to own a stock for 10 years, don’t even think about owning it for ten minutes”
      7. The hardest part about investing: trusting yourself. 
      You need to divorce your mind from the crowd. The herd mentality causes all these IQ's to become paralyzed. I don't think investors are now acting more intelligently, despite the intelligence. Smart doesn't always equal rational. To be a successful investor you must divorce yourself from the fears and greed of the people around you, although it is almost impossible.
    • By Money & Finance
      Ok... I will begin to share my investment ideas list. I am hoping some of you will challenge me on these or even better surprise me with better opportunities.
      Remember that these are stock investments to hold for decades not just quick trades.

      Hello guest! Please register or sign in (it's free) to view the hidden content. Uber is quickly changing the transportation infrastructure of our world.
       

      Hello guest! Please register or sign in (it's free) to view the hidden content. Twitter - I feel this stock has been beaten up and will eventually get bought out by Apple.

      Hello guest! Please register or sign in (it's free) to view the hidden content. Netflix - They have some of the most compelling content on "TV" right now and have a massive subscriber base.

      Hello guest! Please register or sign in (it's free) to view the hidden content. Coca-Cola - Because this will always be around

      Hello guest! Please register or sign in (it's free) to view the hidden content. TJ Maxx - Women just love the hunt and this store seems to just keep on ticking.
      I will also now add Amazon to my list: View the following video....
       



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    • misette  »  Gilles h

      Bonsoir Gilles
      S'il te plait, aurais-tu le samedi après-midi de l'assemblée régionale 2021
      Je te remercie
       
      · 2 replies
    • Eric Ouellet

      Soyons reconnaissant devant toutes ses oeuvres
       
      Le Dieu des dieux, Jéhovah, parle ;
      il convoque la terre
      depuis le soleil levant jusqu’au soleil couchant.
      De Sion, la perfection de la beauté, Dieu rayonne.
      Notre Dieu viendra et ne pourra pas garder le silence.
      Il y a un feu dévorant devant lui,
      et une violente tempête fait rage autour de lui.
      Il convoque les cieux et la terre
      pour juger son peuple :
       « Rassemblez auprès de moi mes fidèles,
      ceux qui concluent une alliance avec moi par un sacrifice. »
      Les cieux proclament sa justice,
      car Dieu lui-même est Juge. (Sèla.)
       « Écoute, ô mon peuple, je vais parler ;
      ô Israël, je vais témoigner contre toi.
      Je suis Dieu, ton Dieu.
      Ce n’est pas pour tes sacrifices que je te réprimande,
      ni pour tes holocaustes, qui sont constamment devant moi.
      Je n’ai pas besoin de prendre un taureau de ta maison
      ni des boucs de tes enclos.
      Car tous les animaux sauvages de la forêt m’appartiennent,
      même les bêtes sur mille montagnes.
      Je connais tous les oiseaux des montagnes;
      les innombrables animaux des champs sont à moi.
      Si j’avais faim, je ne te le dirais pas,
      car le sol productif m’appartient, avec tout ce qui s’y trouve.
      Vais-je manger la viande des taureaux
      et boire le sang des boucs?
      Offre en sacrifice à Dieu ta reconnaissance
      et acquitte-toi des vœux que tu as faits au Très-Haut;
      appelle-moi en temps de détresse.
      Je te secourrai, et tu me glorifieras. »
      Mais Dieu dira au méchant :
      « De quel droit récites-tu mes prescriptions
      ou parles-tu de mon alliance?
      Car tu détestes la discipline,
      et sans cesse tu tournes le dos à mes paroles.
      Quand tu vois un voleur, tu l’approuves,
      et tu fréquentes les personnes adultères.
      Avec ta bouche, tu répands le mal,
      et tu attaches la tromperie à ta langue.
      Tu t’assieds et tu parles contre ton frère;
      tu révèles les défauts du fils de ta propre mère.
      Quand tu faisais ces choses, je gardais le silence,
      alors tu t’es dit que j’étais comme toi.
      Mais, à présent, je vais te réprimander
      et exposer ce que j’ai contre toi.
      Réfléchissez à ceci, s’il vous plaît, vous qui oubliez Dieu,
      sinon je vous déchirerai et il n’y aura personne pour vous secourir.
      Celui qui offre en sacrifice sa reconnaissance me glorifie ;
      et à celui qui est déterminé à bien agir
      je ferai voir le salut de Dieu. »

      · 0 replies
    • Eric Ouellet

      Dieu aime les prières et la sincérité de ses serviteurs humbles
       
      Dieu aime la bonté de coeur envers autrui et non aux sacrifices et holocaustes d'animaux sauvages et domistiques.
      Dans ton amour fidèle, accorde-moi ta faveur, ô Dieu.
      Dans ta grande miséricorde, efface mes transgressions.
      Lave-moi complètement de ma faute
      et purifie-moi de mon péché.
      Car je suis bien conscient de mes transgressions,
      et mon péché est constamment devant moi.
      C’est contre toi que j'ai failli, oui j'ai fait le mal
      devant tes yeux.
      Ainsi, tu es juste quand tu parles,
      tu es droit quand tu juges.
      Vois ! Je suis né coupable
      et, depuis l’instant où ma mère m’a conçu, je suis pécheur.
      Vois ! Tu prends plaisir à la vérité dans le fond du cœur;
      enseigne-moi la vraie sagesse, au plus profond de moi.
      Purifie-moi de mon péché avec l’hysope, pour que je sois pur;
      lave-moi, pour que je sois plus blanc que la neige.
      Fais-moi entendre le son de l’allégresse et de la joie,
      pour que les os que tu as broyés se réjouissent.
      Détourne ton visage de mes péchés
      et efface toutes mes fautes.
      Crée en moi un cœur pur, ô Dieu,
      et mets en moi un esprit nouveau, ferme.
      Ne me chasse pas de ta présence ;
      ne m’enlève pas ton esprit saint.
      Redonne-moi la joie d’être sauvé par toi;
      éveille en moi la volonté de t’obéir.
      Je veux enseigner tes chemins aux transgresseurs,
      pour que les pécheurs reviennent à toi.
      Libère-moi de la culpabilité de meurtre, ô Dieu, mon Dieu sauveur,
      pour que ma langue puisse proclamer joyeusement ta justice.
      Ô Jéhovah, ouvre mes lèvres
      pour que ma bouche proclame ta louange.
      Car tu ne veux pas de sacrifices — autrement, j’en donnerais ;
      tu ne prends pas plaisir aux holocaustes.
      Le sacrifice qui plaît à Dieu, c’est un esprit brisé ;
      un cœur brisé et broyé, ô Dieu, tu ne le rejetteras pas.
      Dans ta bienveillance, agis pour le bien de Sion ;
      bâtis les murailles de Jérusalem.
      Alors tu prendras plaisir aux sacrifices de justice,
      aux holocaustes et aux offrandes totales ;
      alors on offrira des taureaux sur ton autel.


      · 0 replies
    • Eric Ouellet

      Dieu aime les prières et la sincérité de ses serviteurs humbles
       
      Dieu aime la bonté de coeur envers autrui et non aux sacrifices et holocaustes d'animaux sauvages et domistiques.
      Dans ton amour fidèle, accorde-moi ta faveur, ô Dieu.
      Dans ta grande miséricorde, efface mes transgressions.
      Lave-moi complètement de ma faute
      et purifie-moi de mon péché.
      Car je suis bien conscient de mes transgressions,
      et mon péché est constamment devant moi.
      C’est contre toi que j'ai failli, oui j'ai fait le mal
      devant tes yeux.
      Ainsi, tu es juste quand tu parles,
      tu es droit quand tu juges.
      Vois ! Je suis né coupable
      et, depuis l’instant où ma mère m’a conçu, je suis pécheur.
      Vois ! Tu prends plaisir à la vérité dans le fond du cœur;
      enseigne-moi la vraie sagesse, au plus profond de moi.
      Purifie-moi de mon péché avec l’hysope, pour que je sois pur;
      lave-moi, pour que je sois plus blanc que la neige.
      Fais-moi entendre le son de l’allégresse et de la joie,
      pour que les os que tu as broyés se réjouiss.
      Détourne ton visage de mes péchés
      et efface toutes mes fautes.
      Crée en moi un cœur pur, ô Dieu,
      et mets en moi un esprit nouveau, ferme.
      Ne me chasse pas de ta présence ;
      ne m’enlève pas ton esprit saint.
      Redonne-moi la joie d’être sauvé par toi;
      éveille en moi la volonté de t’obéir.
      Je veux enseigner tes chemins aux transgresseurs,
      pour que les pécheurs reviennent à toi.
      Libère-moi de la culpabilité de meurtre, ô Dieu, mon Dieu sauveur,
      pour que ma langue puisse proclamer joyeusement ta justice.
      Ô Jéhovah, ouvre mes lèvres
      pour que ma bouche proclame ta louange.
      Car tu ne veux pas de sacrifices — autrement, j’en donnerais ;
      tu ne prends pas plaisir aux holocaustes.
      Le sacrifice qui plaît à Dieu, c’est un esprit brisé ;
      un cœur brisé et broyé, ô Dieu, tu ne le rejetteras pas.
      Dans ta bienveillance, agis pour le bien de Sion ;
      bâtis les murailles de Jérusalem.
      Alors tu prendras plaisir aux sacrifices de justice,
      aux holocaustes et aux offrandes totales ;
      alors on offrira des taureaux sur ton autel.


    • Shirley Lowery

      Hello to all my Spiritual Brothers and Sisters! I haven't been on here in a while, because as of August 17, 2021, I moved to Commerce, Texas! I was on the Commerce Housing Authority Waiting list since 2019!  I was selected to receive my one bedroom apartment, with my Chihuahua, with my precious Babyboy, who is now 16 years old! and I signed my lease on August 5, 2021, and had my gas turned on! We have a very small Congregation of 71 publishers, including me!  I haven't been to our beautiful Kingdomhall yet, but I did take some photos of the outside of it! I'm praying that we are one of the Congregations, chosen to start attending in person, our pilot meetings that many countries are now attending! Puerto Rico, Chile, and Australia are a few chosen right now! There's three Shirley's in my Congregation!  Two elderly sisters, one is white, she's No.1 , and another  elderly sister who is black, she's No.2, and I'm ShirleyL3!  One sister lovingly named me that! I feel special now! I haven't been given an assignment yet, but soon I will!  I really enjoyed our "POWERFUL by FAITH" Regional Convention so much!  We needed all the Spiritual Encouragement which focused on all of us! Also, all those beautiful videos, and the real life experiences! July 29, 1972, was my baptism date! 49 years now, serving Jehovah! I was 15 when I dedicated my life to serve Jehovah! I'm 64 years young now, and still faithfully serving Jehovah! I do telephone witnessing now! Which lots of people hang up on me, but I'm used to it now! All that matters is that I'm giving Jehovah my best!  I'm so excited about our Special Campaign now!  Only Jehovah reads hearts!  Hopefully lots of people will show some interest!  This year 2021 is almost over! I received both doses of Moderna, and have to wait till I turn 65 in May, to receive my Booster shot! We lost over 17, 000 brothers and sisters to Covid-19! My prayers are with them and their families! Soon, as Jehovah has promised, they will welcome their loved ones back in their lives, during the resurrection! I love it here so much, everyone is very friendly! I just love my Congregation too! I hope everyone makes their personal decision to get vaccinated! Also I hope everyone has a great rest of 2021! Let's see what Jehovah has in store for us in 2022! Were having our Circuit Assembly on November 27, 2021!  Take care of yourselves, be safe, and always trust in Jehovah!!!  Have a great weekend everybody, agape love, Sister Shirley Ann Lowery! 
      · 1 reply
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