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Why don't you use an Index strategy?
Check out this US Large Cap, High Dividend, Volatility Weighted Index ETF:
Victory_CEMP_US_Large_Cap_High_Div_Volatility_Wtd_Index_ETF_Fact_Sheet(1).pdf
 
I really like the explanation given in this article.
It pays a dividend once a month
Victory Portfolios II
Victory CEMP US Large Cap High Div Volatility Wtd Index ETF   Schedule of Investments
December 31, 2015     (Unaudited)
Security Description
  Shares
  Value
  Common Stocks (99.8%)
  Aerospace & Defense (1.4%):
  Lockheed Martin Corporation
    1,884
    $
409,111
    Air Freight & Logistics (1.0%):
  United Parcel Service, Inc.
    3,138
      301,970
    Automobiles (2.1%):
  Ford Motor Company
    22,068
      310,938
    General Motors Company
    8,736
      297,112
          608,050
    Banks (1.3%):
  People's United Financial, Inc.
    23,436
      378,491
    Beverages (1.7%):
  The Coca-Cola Company
    11,828
      508,131
    Capital Markets (2.2%):
  Invesco Ltd.
    8,692
      291,008
    T. Rowe Price Group, Inc.
    5,107
      365,100
          656,108
    Chemicals (2.9%):
  EI du Pont de Nemours & Company
    5,476
      364,702
    LyondellBasell Industries NV
    2,345
      203,780
    The Dow Chemical Company
    5,674
      292,098
          860,580
    Communications Equipment (1.7%):
  Cisco Systems, Inc.
    10,333
      280,593
    QUALCOMM, Inc.
    4,494
      224,632
          505,225
    Consumer Finance (0.6%):
  Navient Corporation
    16,378
      187,528
    Diversified Financial Services (1.1%):
  CME Group, Inc.
    3,465
      313,929
    Diversified Telecommunication Services (0.8%):
  CenturyLink, Inc.
    9,399
      236,479
    Electric Utilities (12.3%):
  American Electric Power Company, Inc.
    5,857
      341,287
    Duke Energy Corporation
    4,658
      332,535
    Entergy Corporation
    4,829
      330,110
    Eversource Energy
    6,679
      341,097
    Exelon Corporation
    8,426
      233,990
    OGE Energy Corporation
    11,174
      293,764
    Pepco Holdings, Inc.
    10,426
      271,180
    Pinnacle West Capital Corporation
    5,508
      355,156
    Southern Company
    8,057
      376,987
    Westar Energy, Inc.
    8,732
      370,324
    Xcel Energy, Inc.
    9,671
      347,286
          3,593,716
     
  Electrical Equipment (2.0%):
  Eaton Corporation PLC
    4,908
    $
255,412
    Emerson Electric Company
    6,711
      320,987
          576,399
    Energy Equipment & Services (1.1%):
  Helmerich & Payne, Inc.
    2,983
      159,740
    National Oilwell Varco, Inc.
    4,760
      159,412
          319,152
    Food & Staples Retailing (3.6%):
  Costco Wholesale Corporation
    2,440
      394,060
    Sysco Corporation
    8,434
      345,794
    Wal-Mart Stores, Inc.
    5,265
      322,745
          1,062,599
    Food Products (1.9%):
  General Mills, Inc.
    7,585
      437,351
    Pilgrim's Pride Corporation
    5,878
      129,845
          567,196
    Health Care Equipment & Supplies (1.2%):
  Baxter International, Inc.
    9,243
      352,620
    Hotels, Restaurants & Leisure (2.8%):
  Las Vegas Sands Corporation
    3,971
      174,089
    McDonald's Corporation
    3,476
      410,655
    Starwood Hotels & Resorts Worldwide, Inc.
    3,266
      226,268
          811,012
    Household Products (1.6%):
  Procter & Gamble Company
    5,730
      455,019
    Insurance (7.2%):
  American Financial Group, Inc.
    6,274
      452,230
    Arthur J Gallagher & Company
    10,027
      410,505
    Cincinnati Financial Corporation
    6,640
      392,889
    CNA Financial Corporation
    9,630
      338,495
    MetLife, Inc.
    5,564
      268,240
    Principal Financial Group, Inc.
    5,551
      249,684
          2,112,043
    IT Services (3.3%):
  International Business Machines Corporation
    2,089
      287,488
    Paychex, Inc.
    8,032
      424,813
    The Western Union Company
    13,674
      244,901
          957,202
    Machinery (2.6%):
  Caterpillar, Inc.
    3,631
      246,763
    Deere & Company
    3,759
      286,699
    PACCAR, Inc.
    4,879
      231,264
          764,726
     
Media (2.2%):
  Omnicom Group, Inc.
    5,600
    $
423,696
    TEGNA, Inc.
    9,075
      231,594
          655,290
    Metals & Mining (0.8%):
  Nucor Corporation
    5,569
      224,431
    Multiline Retail (0.7%):
  Kohl's Corporation
    4,037
      192,282
    Multi-Utilities (13.1%):
  Alliant Energy Corporation
    5,728
      357,714
    Ameren Corporation
    7,948
      343,592
    CenterPoint Energy, Inc.
    15,632
      287,004
    CMS Energy Corporation
    8,851
      319,344
    Consolidated Edison, Inc.
    5,355
      344,166
    Dominion Resources, Inc.
    5,027
      340,026
    DTE Energy Company
    4,070
      326,373
    PG&E Corporation
    6,334
      336,905
    Public Service Enterprise Group, Inc.
    7,043
      272,494
    SCANA Corporation
    5,778
      349,511
    TECO Energy, Inc.
    8,913
      237,531
    WEC Energy Group, Inc.
    6,137
      314,890
          3,829,550
    Oil, Gas & Consumable Fuels (4.3%):
  Chevron Corporation
    3,258
      293,090
    Exxon Mobil Corporation
    4,098
      319,439
    Kinder Morgan, Inc.
    10,093
      150,588
    ONEOK, Inc.
    4,711
      116,173
    Plains GP Holdings LP
    7,299
      68,976
    Spectra Energy Corporation
    9,425
      225,634
    Williams Companies, Inc.
    3,363
      86,429
          1,260,329
    Paper & Forest Products (0.9%):
  International Paper Company
    6,573
      247,802
    Pharmaceuticals (3.7%):
  Johnson & Johnson
    4,005
      411,393
    Merck & Company, Inc.
    5,566
      293,996
    Pfizer, Inc.
    11,213
      361,956
          1,067,345
    Road & Rail (1.1%):
  Norfolk Southern Corporation
    3,637
      307,654
    Semiconductors & Semiconductor Equipment (6.7%):
  Analog Devices, Inc.
    3,671
      203,080
    Intel Corporation
    8,402
      289,449
    KLA-Tencor Corporation
    4,740
      328,719
    Linear Technology Corporation
    6,664
      283,020
    Microchip Technology, Inc.
    5,948
      276,820
     
Security Description
  Shares
  Value
  Texas Instruments, Inc.
    5,259
    $
288,246
    Xilinx, Inc.
    6,126
      287,738
          1,957,072
    Software (1.9%):
  CA, Inc.
    10,865
      310,304
    Symantec Corporation
    11,854
      248,934
          559,238
    Specialty Retail (1.9%):
  Best Buy Company, Inc.
    4,634
      141,105
    GameStop Corporation
    4,477
      125,535
    L Brands, Inc.
    3,074
      294,551
          561,191
    Technology Hardware, Storage & Peripherals (0.5%):
  Seagate Technology PLC
    4,212
      154,412
    Textiles, Apparel & Luxury Goods (0.9%):
  Coach, Inc.
    7,637
      249,959
    Thrifts & Mortgage Finance (1.1%):
  New York Community Bancorp, Inc.
    20,131
      328,538
    Tobacco (3.6%):
  Altria Group, Inc.
    6,392
      372,078
    Philip Morris International, Inc.
    4,107
      361,046
    Reynolds American, Inc.
    6,943
      320,420
          1,053,544
    Total Common Stocks (Cost $29,349,048)
    29,185,923
    SHORT-TERM INVESTMENTS (0.3%)
  Money Market Funds (0.3%):
  Short Term Investment Trust Liquid Assets Portfolio, 0.29%^
    98,072
      98,072
    Total Short-Term Investments — (Cost $98,072)
    98,072
    Total Investments — 100.1% (Cost $29,447,120)
    29,283,995
    Liabilities in excess of other assets — (0.1)%
    (14,989
)
  NET ASSETS — 100.0%
  $
29,269,006
    ^  Annualized seven-day yield as of December 31, 2015.
The Global Industry Classification Standard (GICS®) was developed by and/or is the exclusive property of MSCI, Inc. and Standard & Poor's Financial Services LLC ("S&P"). GICS® is a service mark of MSCI, Inc. and S&P and has been licensed for use by the Fund's Administrator, U.S. Bancorp Fund Services, LLC.
Schedule of Open Futures Contracts
Number of 
Contracts 
Sold   Description
  Notional Amount
  Unrealized 
Appreciation     2     S&P 500 E-Mini Future, March 2016
  $
(203,540
)
  $
1,977
        $
1,977
     

http://www.dallasnews.com/business/retail/20160722-7-eleven-tests-drone-deliveries.ece
 

A simple book of the New Songs:
Here are links to download ether the regular lead sheets or large print with a cover page that when printed on both sides of the page can be stapled together to make a book. since we don’t know how long it will be until we get our new song books most probably wont want to invest a lot into a book of the new song and this will provide a simple but nice looking book.
Please share this with your friends and family so the most can get the benefit of it.
Regular lead sheets:
snsmnw_E.pdf
Large print:
snylpnw_E.pdf

Speechless. Can't even imagine.

http://abc7chicago.com/traffic/ambulance-crash-kills-patient-driver-after-life-saving-surgery/1302382/    
VIDEO INCLUDED
 

And James Larson was finally recovering from an awful ordeal. The 36-year-old, from Elmont, had struggled through two heart transplants and a kidney transplant.

http://www.nbcdfw.com/news/local/Dallas-Police-Officer-Behind-Viral-Photograph-During-Ambush-Speaks-Out-387310971.html?_osource=taboola-recirc
 

http://www.nbcdfw.com/news/local/Fort-Worth-Stock-Show-Ends-Tradition-of-Live-Music-at-Rodeos-387501831.html
 

We knew that .

from Twitter https://twitter.com/michaelkrewson

via My Profile Pagevia journal.theworldnewsmedia.org

@JAMMY I will see what I can do to accommodate you going forward.
Adding US States as I did countries seems like an obvious next move. 
Thanks again for the feedback.

I was singing  *Kyrie eleison* as 16 year old girl in a church with a chorus ! Called * Missa brevis*  from W.A. Mozart. But also starting with the words Kyrie eleison !  I still have it on a sep. hard disc.  A nice reminder and experience... LOL

A biker shows his 12-year-old cat "Chiquinho," who always rides with him on his motorbike, in Rio de Janeiro, Brazil, on June 19, 2016 http://www.nbcdfw.com/multimedia/Top-News-238427591.html

Wow

I should visit Greenland before its gone. 

I should visit Greenland before its gone. 

Thanks for posting.
Just did a little more research on this picture and found information on line that seems to be true:
Standing left to right: Ernest Wilson V. Kuehn; Dr. Leslie W. Jones; Gen. William P. Hall; Professor Frederick H. Robison; Robert B. Maxwell; J. T. D. Pyles.  The three men without "titles" were all wealthy merchants.  Kuehn was a seed company owner from Toledo, who was the country's foremost expert on clover.  Maxwell was a well-to-do mercantile storeowner and bank boardmember from Mansfield, Ohio.  Pyles was the Washington D.C. owner of one of the largest chain of grocery stores the country.  Interestingly, Maxwell died only a few weeks after returning from the World Tour . . .
Kuehn, Jones, and Robison eventually disassociated themselves from the Watch Tower Society after Russell's death. However, to the best of my knowledge, when William Preble Hall died in 1927, he was still loyal to the Watch Tower Society. . . . 
General William Preble Hall was not only a career officer in the United States Military, but in fact, during the time Hall was an active member of the Watch Tower Society, Hall held the rank of Brigadier General, plus he served as ASSISTANT ADJUTANT GENERAL at military headquarters in Washington D.C.  In fact, while General Hall was on the Watch Tower World Tour, his boss General Ainsworth took early retirement, and General Hall was appointed to run the U. S. Military as its ADJUTANT GENERAL until Hall's own scheduled retirement in June 1912.
  William Preble Hall was one of the more prominent figures in the United States Military between the time of the American Civil War and World War I.  Hall came from a prominent Missouri family.  Hall's father was a respected Judge, and Hall's brother later became a U.S. Congressman.  Hall, a widower, re-married the daughter of  U.S. Senator Blackburn from Kentucky on November 12, 1890. Therese Blackburn Stewart Hall (also her second marriage) was extremely active in Washington social circles. Wedding attendees included a General, an Admiral, a Supreme Court Justice. Grover Cleveland sent a gift.   Hall fought against Choshise and other Apache renegades -- losing both soldiers and local settlers in several actions.  In the 1870s and 1880s, Hall served with the 5th Calvary in Kansas, Nebraska, Wyoming, Montana, the Dakotas, etc.  Along the way, William Preble Hall distinguished himself as an administrator and manager, and he was assigned Quartermaster duties.  Hall's superiors praised his ability to move men and materials faster than any other Army officer.  When Buffalo Bill Cody killed Cheyenne Chief Yellow Hand in 1876, Hall was in charge of the supply wagon train which Yellow Hand and his band had been stalking.  Buffalo Bill ambushed Yellow Hand just as he was attempting to ambush two of Hall's couriers.  Hall thereafter served as Quartermaster at Fort Laramie for several years in the late 1870s and 1880s.  In July 1881, Hall's first wife, who was living with him at Fort Laramie, died of unknown cause. Kate Conrad Stanton Hall was from a prominent Connecticut family, and her remains were returned there for burial. In the early 1890s, Captain William Preble Hall was assigned the duty of removing the Cherokees from parts of the Oklahoma territory.  
And much more, of course. The source of this is easily found, but not friendly to Witnesses, so I won't provide the direct link.

Thanks. But rather than add details to the history of the how the term "governing body" has been used through the years among "Russellite" Bible Students and Jehovah's Witnesses, I'd like to add some information about this picture.
CORRECTION TO THE "CAPTION"
This is not the "governing body." The "governing body" in 1911, when the picture was taken, would have included the following, who are mentioned in the October 1, 1911 Watchtower that year (and none of them except Russell are in the picture):
The following officers were elected to serve during the ensuing year [1911-1912]: President, Pastor C. T. Russell, of Brooklyn and London; Vice-President, A. I. Ritchie, of Ontario, Canada; Secretary, E. W. Brenneisen, of Texas; Treasurer, W. E. Van Amburgh.
The picture is in the "Library of Congress" collection, and was taken in 1911 (perhaps even 1912) as the "Missions Investigating Committee" who would travel the world on a cruise with C. T. Russell. A highlight of that tour was to include a visit to the Great Pyramid at Giza. Originally the idea was to include the persons mentioned in this quote from the same Watch Tower of October 1, 1911:
Following this Pastor Russell will go on a world's tour and a committee has been selected to accompany him on his journey. The persons invited to serve on this committee are Major-General W. P. Hall, U.S.A.; Mr. E. W. V. Kuehn, of Toledo; Mr. J. T. D. Pyles, of Washington, D.C., and Mr. Charles F. Anderson, of Baltimore, Md. Not all of these gentlemen have positively accepted the responsibilities of this service, but it is confidently expected that they will accept. As the Association pays no salaries, the invitation carries with it the responsibility of all providing for their own expenses.
Evidently, Charles Anderson did not go, but the April 15, 1912 report from the committee includes the following names (also quoted on page 87 of Watson's Magazine June 1914).
In conclusion, your Committee assure you that they have done their very best to accomplish the purpose of their appointment. They thank the Lord, and also the Association, for the great privileges enjoyed in connection with the service.
C. T. RUSSELL, Pres.
Adj.-Gen'l W. P. HALL
F. H. ROBISON, Sec'y
J. T. D. PYLES
E. W. V. KUEHN
R. B. MAXWELL
DR. LESLIE W. JONES
 
If you replace F.H.Robison with Professor F. B. Thompson, this list is the same as the people in the picture. A "Dr. Thompson" had provided reports from the "Holy Land" that had been printed earlier in the Watchtower from a trip several years before.  I believe it is also the same "Thompson" who also joined Russell on another trip to the "Holy Land" from when he was living in Australia, and who stayed on as a colporteur in Jerusalem. As late as 1910, he was still mentioned in the Watchtower as doing this work in Australia. (It also might be worth looking into to see whether the picture really shows F. H. Robison, but is mislabeled as F. B. Thompson, who had perhaps joined them on only a portion of the trip but wasn't available for the picture.)
Here are some more complete versions of their names: Ernest Wilson V. Kuehn, General William Preble Hall, Robert B. Maxwell, J.T.D. Pyles, Dr. Leslie W. Jones, and Professor F. B. Thompson.
Here is a picture of General Hall with his medals:
https://upload.wikimedia.org/wikipedia/commons/thumb/b/bc/William_Preble_Hall.jpg/330px-William_Preble_Hall.jpg

 
A Watch Tower article mentioned his talk at an assembly without his medals:
September 1 was the opening day. General W. P. Hall, U.S.A., gave the opening address, which was quite pithy and to the point, as might have been expected from our famous Philippine warrior. Stripped of his epaulets and honor medals the General looked every inch a preacher. It is said that his Philippine experiences had considerable to do with bringing General Hall into the ranks of Bible Students. His glimpse of heathendom convinced him that the world needs the Kingdom of God's Son, in power and great glory, to accomplish among men things which no human arm or human tongue can bring to pass.
 
J. T. D. Pyles owned stores in Washington D.C. They are advertised in the Washington Herald in January 1917, for example as "all the stores of J T D Pyles."  I assume they were food stores, because he lost a case against the Attorney General in D.C. for selling adulterated lard. In 1916, after Russell died, he wrote an article that was printed in the Watchtower:
 
BY J.T.D. PYLES--WASHINGTON, D.C.
In the city of Washington, whence I came, there are many sad hearts today, on account of the loss sustained in the death of our Beloved Pastor. . . . I have known Brother Russell intimately for twenty years. He has many times been a guest at my home, and I have also been a guest at his home. I was privileged to be associated with him for four months in a tour around the world;
One would not likely be wrong if they get the general impression that the names listed for the trip (and those assigned to the funeral arrangements) were financially well-to-do. The names of Kuehn, Jones and Pyles show up again for the funeral arrangement committee for C. T. Russell in 1916.
 
On a personal note, Dr. Leslie Jones was a friend of my great-grandfather and a friend of the family for a few years. He also handled stenography when traveling with Russell and Rutherford -- even Sister Rutherford, too, on additional occasions. (My great-grandfather joined Russell on the speaking circuit out of the Bible Students' "Chicago Temple." He didn't die until the 1960's but I was too young to ask him the kinds of questions I would ask today.)

via TheWorldNewsOrgvia journal.theworldnewsmedia.org

Did something happen in Nigeria?

The new vending machine that makes burritos just happens to be right next to our office in West Hollywood. Here's what Khail thinks about Burritobox.
 

Police said the man reported the argument to his boss, who told the man and his co-worker they could either get into his truck, go off campus and fight or both quit. NOTICE THE NAME OF THE WORKPLACE
http://www.nbcdfw.com/news/local/2-TCU-Staffers-Forced-to-Fight-to-Resolve-Feud-Police-382070851.html

A brother send me this picture of a new book which will be released at this year annual meeting. I don't know if this is the last version of its design or changes will be added. 
 

Brings new meaning to the term "Monkey Business"